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AB-1432 Health care coverage.(2023-2024)



Current Version: 09/11/23 - Enrolled

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AB1432:v96#DOCUMENT

Enrolled  September 11, 2023
Passed  IN  Senate  September 06, 2023
Passed  IN  Assembly  September 07, 2023
Amended  IN  Senate  August 23, 2023
Amended  IN  Assembly  April 03, 2023

CALIFORNIA LEGISLATURE— 2023–2024 REGULAR SESSION

Assembly Bill
No. 1432

Introduced by Assembly Member Wendy Carrillo

February 17, 2023

An act to amend Section 10112.5 of the Insurance Code, relating to health care coverage.


LEGISLATIVE COUNSEL'S DIGEST


AB 1432, Wendy Carrillo. Health care coverage.
Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health insurance policy to provide group coverage to the registered domestic partner of an employee, insured, or policyholder that is equal to the coverage it provides to the spouse of those persons. Existing law provides that a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident, regardless of the situs of the contract or master group policyholder, is subject to the requirements to provide equal coverage to domestic partners as is provided to spouses, notwithstanding any other provision of law.
This bill additionally would subject a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident to all provisions of the Insurance Code requiring coverage of abortion, abortion-related services, and gender-affirming care, regardless of the situs of the contract or master group policyholder.
Vote: MAJORITY   Appropriation: NO   Fiscal Committee: YES   Local Program: NO  

The people of the State of California do enact as follows:


SECTION 1.

 Section 10112.5 of the Insurance Code is amended to read:

10112.5.
 (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.
(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.
(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.
(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.
(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:
(1) Section 10121.7.
(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.