Existing law generally prohibits property belonging to the state from being insured against risk of damage or destruction by fire, with specified exceptions.
Existing law, notwithstanding this general prohibition, authorizes the Director of General Services to establish a master builders’ risk insurance program for all state construction projects during construction. Existing law requires a deductible from a contractor of at least $25,000 for a master policy issued under the master builders’ risk insurance program.
This bill would instead require the contractor’s deductible under a master policy to be outlined in the
request for bids or proposals.