Existing law generally regulates liability and workers’ compensation insurance. Existing law requires that a workers’ compensation insurer report specified data to a rating organization, and that rates be set for each insured in accordance with an experience rating plan.
This bill would require an insurer under a wrap-up insurance policy, as defined, to report workers’ compensation losses and payroll information for each contractor and subcontractor to its rating organization on a timely basis and in accordance with the uniform statistical plan. It would require the insurer, within 10 days, upon request, to provide to each contractor and subcontractor copies of the report covering workers’ compensation losses and payroll information for that contractor or subcontractor.