SECTION 1.
The Legislature finds and declares all of the following:(a) The United States is the only industrialized country in the world without a universal health insurance system.
(b) In 2006, the United States Census reported that 46 million Americans did not have health insurance.
(c) On March 23, 2010, President Obama signed the Patient Protection and Affordable Care Act (Public Law 111-148), which was amended by the Health Care and Education Reconciliation Act of 2010 (Public Law 111-152), and collectively known as the Affordable Care Act.
(d) The Affordable Care Act is the culmination of decades of movement toward health reform, and is the most fundamental legislative transformation of the United States health care system in 40 years.
(e) As a result of the enactment of the Affordable Care Act:
(1) It is estimated over three million uninsured Californians will obtain health care coverage, resulting in close to universal coverage among documented residents in California who are under 65 years of age.
(2) An estimated 2.5 million more young adults nationwide currently have health insurance through their parents’ plan.
(3) Over 350,000 low-income Californians are receiving coverage through local low-income health programs through early implementation of one of its provisions.
(4) Over 8,000 medically uninsurable Californians are currently receiving health coverage through the Pre-Existing Condition Insurance Plan.
(5) Individuals who receive Medicare benefits can get key preventive services, including mammograms and other cancer screening tests for free.
(6) Insurance companies can no longer deny coverage to children because of a preexisting condition.
(7) Insurance companies can no longer put a lifetime cap on the dollar amount of coverage that an individual can receive.
(8) Insurance companies can no longer drop an individual’s coverage when he or she gets sick because of a mistake on an application.
(9) Health insurers must spend 80 to 85 percent of consumers’ premiums on direct care for patients and efforts to improve care quality.
(f) The Affordable Care Act is currently being challenged before the United States Supreme Court, and a ruling is expected in June 2012.
(g) The Legislature remains confident that the United States Supreme Court Justices will share the opinion expressed by Senior Judge Lawrence Silberman of the United States Court of Appeals, District of Columbia Circuit, that “the right to be free from federal regulation is not absolute and yields to the imperative that Congress be free to forge national solutions to national problems,” and will uphold the law as constitutional.
(h) It is the intent of the Legislature to ensure full implementation of the Affordable Care Act so that millions of uninsured Californians can receive health insurance coverage and those that have already obtained coverage under its provisions can keep that coverage.
(i) It is further the intent of the Legislature to enact into state law any provision of the Affordable Care Act that may be struck down by the United States Supreme Court and that is necessary to ensure all Californians receive the full promise of the act.