SECTION 1.
The Legislature finds and declares all of the following:(a) The mission of the California Health Benefit Exchange (Exchange) is to increase the number of insured Californians.
(b) According to the Exchange, the Assisters Program is designed to target populations in California’s vast, geographically diverse mix of rural and urban communities, estimated at 4,000,000 eligible individuals: 100,000 in northern California and Sierra counties, 130,000 in the Sacramento area, 390,000 in the greater bay area, 250,000 in the San Joaquin Valley, 140,000 in the central coast, 780,000 in Los
Angeles, and another 750,000 in southern California.
(c) According to the Exchange, the Assisters Program is designed to target populations within the estimated 4,000,000 eligible individuals that are ethnically diverse: 1,880,000 estimated to be Hispanic, 1,340,000 Caucasian, 470,000 Asian, and 210,000 African American.
(d) According to the Exchange, the Assisters Program will conduct outreach, education, marketing, and enrollment for the Exchange to reach the estimated 4,000,000 eligible individuals.
(e) The Assisters Program is expected to both promote maximum enrollment of individuals into coverage,
and ensure that assisters are knowledgeable of both subsidized and nonsubsidized health care coverage and qualified health plans and are equipped with the information and expertise needed to successfully enroll individuals into coverage.
(f) The Exchange will use individual assisters, in-person assisters, and navigators in the Assisters Program to accomplish these goals.
(g) Individual assisters, in-person assisters, and navigators will, necessarily, have access to eligible individuals’ personal identifying information, including social security numbers, personal health information, and state and federal tax information, to enroll over 4,000,000 Californians in health insurance programs.
(h) Agents and
brokers, health insurers, and other entities that currently handle applications for health care coverage and the applicant’s sensitive, personal information are required to be licensed by the Department of Insurance.
(i) The Department of Insurance, by law, is authorized to require
applicants for licensure to pass background checks, including fingerprinting, as a condition of licensure.
(j) It is in the public’s interest that eligible individuals purchasing health care coverage through the services of an individual assister, in-person assister, or navigator have the same reasonable expectation of privacy protections afforded to Californians purchasing health care coverage through a private agent or broker.
(k) It is the intent of the Legislature to advance the public’s interest in protecting and safeguarding eligible individuals from the unauthorized and illegal access to, or disclosure of, their personal identifying information, personal health information, or federal tax information when the Exchange enrolls customers into health care plans
for coverage.